Closing The Deal

Some celebrate with champagne, and some are simply thankful to reach the finish line! Either way, after more than 40 years guiding Charleston homeowners through this process, we know exactly what final steps deserve your attention before the keys are officially yours.

Final Walk-Through Inspection

The final walk-through is your last opportunity to inspect the home before it becomes yours. By this stage, every contingency in the Purchase Agreement should be satisfied, and the seller's belongings should be completely cleared out. This inspection typically happens the day before or the day of closing, giving you one last chance for peace of mind before you sign.

Closing

Once you're satisfied with the walk-through, it's time to close. You, the seller, and the closing agent will sign the settlement agreement, a document that confirms every financial detail of the transaction is accurate and accounted for. You'll also sign your loan documents and deposit the balance of your down payment and closing costs into escrow.

If you're bringing funds to the table, you have two options: a certified bank check for the amount listed on your settlement statement, or an electronic wire transfer directly to the escrow account. Once everything is finalized, the deed is recorded at the County Recorder's office, and just like that, you officially own your Charleston home.